Protect Your 401k - Keep your Money

The New Laws Governing Roth IRA Coversions in 2010
Jim Lange, JD/CPA is a nationally-recognized IRA and Roth IRA conversion expert and the best-selling author of Retire Secure! Pay Taxes Later. For more information on Jim Lange or if you are interested in hiring Jim as your next keynote speaker, visit http://www.retiresecure.com/speakertour.php.

Conversions to a Roth IRA
Before 2008, you can't roll over money from a tax-qualified plan directly into a Roth IRA, but you can roll it into traditional IRA. AN existing traditional IRA then can be rolled over or converted to a Roth IRA by a taxpayer who has a gross income of less than $100,000 for the taxable year of the rollover. Conversions to Roth IRAs aren't available to married individuals filling separate returns.

Roth IRA and its Benefits
We thought we would all be in lower tax brackets when we retired; therefore tax deferral was the plan. However, tax rates are likely to be as high when we retire as when we are working; therefore the benefits of a Roth IRA become more attractive.

Republicans Rammed Through New Conversion Roth IRA Rules to Help the Rich Reduce Their Taxes According to BestIRARescue.com
2010 Roth IRA rules could save taxpayers tens of thousands in taxes just in time before expected tax hikes affirms Best IRA Rescue.com.

Best IRA Rescue.com Could Save America Billions with Roth IRA on Roids
Impending hyper tax inflation seduces IRA holders to convert traditional IRAs to Roth IRAs to pay for trillion-dollar deficit spending spree. The silver lining could be an alternate Roth IRA. Best IRA Rescue.com believes a Roth IRA on Roids can reduce America's taxes significantly.

BrightScope Launches First Online 401k Rating System and 401k Ratings Disclosure Website
BrightScope Ratings™ Evaluate 401k Plan Performance on Company Level for Plan Sponsors and Participants

An Accelerating Trend Towards Self Directed IRA's with Checkbook Control
In these uncertain economic times many investors are taking direct control of their retirement funds to invest in non-traditional IRA investments using Self Directed IRA's with Checkbook Control.

401K Rollover or 401K Withdrawal?
When you get to the later stages of retirement planning it's important to understand the distribution process You may be retiring in need of income, or just simply changing jobs


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